Affordable ways to pay for your dental treatment in Preston
Interest Free and low interest payment plans
Are you one of the thousands of patients considering cosmetic, aesthetic, orthodontic or dental implant work? If so, you might be interested in a service that we provide right here – interest-free and low cost payment plans to fund your dental treatment.
As innovative and potentially much more affordable alternatives to traditional options, our range of facilities enable you to get the treatment you want – the right treatment – and pay for it over an appropriate period. Read on to find out how it works.
- Who can benefit?
Just about anyone over the age of 18. You don’t have to belong to a private dental plan. You don’t even have to be a regular visitor at this practice.
- What can I use them for?
You can use the payment plans to pay for most dental work, but they’re particularly suited to more costly treatments, such as dental implants, orthodontics and cosmetic work. If you’re not sure whether they’re right for your treatment, please just ask your dentist.
- How much can I borrow?
Dependent upon facility you can borrow anything from £500. This will be subject to an ‘on- site’ credit application. Most patients’ applications are approved there and then, so you can go ahead and schedule treatment immediately.
- How do I make the repayments?
Much like any other loan facilities, you repay them in affordable monthly payments over an agreed term. These payments are collected by Direct Debit.
- How much will I pay?
With our 0% facility you pay the cost of your dental treatment – no more. Interest-free means just that! The practice will pay the lending charge incurred on your behalf.
In terms of the low cost facilities, we provide you with a quotation that shows the monthly payment and the total interest payable over the term of the loan. There are no hidden costs and no deposit is required!
- What are the repayment terms?
Your dentist or designated members of the practice team will be able to go through the various terms with you and agree the most suitable repayment period.
- How do I apply?
Once you’ve agreed on a course of treatment – and a cost – with your dentist, we’ll make the credit application on your behalf; online or via fax. You’ll need some photo and address ID as well as your bank details. As soon as the credit application has been processed and approved, you’ll receive written confirmation from the credit provider.
- Who is the credit provider?
We’re working with one of the most respected credit providers in the business. Ask our team for details.
- What happens if my treatment costs more than planned for?
Firstly, we will tell you of this situation when it becomes imminent. Secondly, you can choose to have an additional facility to cover the additional costs or settle the difference ‘over the counter’ within the practice as you usually do with any other dental treatment.
- What happens if my treatment costs less than planned for?
This can be refunded to you directly by the practice or if no payments have been made by you, a new agreement can be arranged.
- How often can I use the facility?
You can apply for a payment plan for each course of treatment, subject to the usual credit application.
Patient Finance Options
All applicants must pay a minimum 1% deposit